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Insurance Licensing InsNV_Health02 Exam Syllabus Topics:

Insurance Licensing NV Accident and Health Sample Questions:

1. A Nevada producer wants to solicit an individual disability-income policy. Which license authority is required?

A) Property insurance authority
B) Casualty insurance authority
C) Personal lines authority
D) Accident and health insurance authority

2. Which of the following statements is CORRECT about Medicare?

A) It provides benefits to totally disabled persons only.
B) It is a medical assistance program.
C) It is a hospital and medical expense insurance program.
D) Its Part A provides payment for physicians ' bills.

3. Nevada insurance laws define a domestic insurance company as one formed under the laws of:

A) any territory of the United States of America
B) any jurisdiction of the United States of America
C) the state of Nevada as well as any of its neighboring states
D) the state of Nevada only

4. For which of the following losses would an insurance company MOST likely pay benefits under an Accidental Death and Dismemberment policy?

A) Loss of eyesight due to an accidental injury
B) Partial paralysis due to a stroke
C) Loss of life due to a heart attack
D) Loss of the spleen due to an accidental injury

5. A Long-Term Care policy provides coverage for:

A) hospital expenses
B) Medicare Supplement coverage
C) custodial care in a nursing home
D) medical expenses

Solutions: